Attention homeowners in SPARTANBURG and Spartanburg County: Need an appraisal?

Here are the top 7 reasons why SC homeowners use Stanley M. Pack & Company, Inc.:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut your mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in Spartanburg county or SC by determining the true market value of real estate in question

Need help determining the price of your home in or near SPARTANBURG, SC?
Contact Stanley M. Pack & Company, Inc..

We at Stanley M. Pack & Company, Inc. understand the particular needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. But as a consumer,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value estimation than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Stanley M. Pack & Company, Inc. is qualified in helping consumers just like you dismiss unwanted PMI insurance.

Challenge Spartanburg county's assessment of your property

Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Stanley M. Pack & Company, Inc. is your number one weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be unsuitable from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Stanley M. Pack & Company, Inc. can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for preciseness, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Stanley M. Pack & Company, Inc. can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.